Your finance department, without the cost of hiring one.

APO UK helps ambitious SMEs understand their numbers, improve cash flow and make confident financial decisions, covering day-to-day finance administration, payroll, management reporting, cash flow forecasting and Fractional CFO guidance.

  • Experienced, UK-based team
  • Plans from £350/month

We work with the accounting tools you already use

  • Dext
  • QuickBooks
  • Xero
  • FreeAgent
  • Sage

Who we help

Built for ambitious SMEs

APO UK supports ambitious SMEs that need reliable finance support without hiring a full in-house team. We can help if you are:

  • Spending too much time on finance administration
  • Struggling to keep reporting, invoicing or credit control up to date
  • Finding it difficult to get a clear view of cash flow
  • Managing growing transaction volumes or more complex finance tasks
  • Ready for better financial insight to support planning and decision-making
  • Looking for flexible support that can grow with your business

Why choose APO UK?

Confidence in your numbers

The right finance support should give you confidence in your records, your reporting and the financial insight behind your decisions.

Practical outsourced finance support

Access the finance support your business needs without the cost of hiring a full in-house team, delivered through careful processes and clear communication.

Clearer numbers, better decisions

Turn financial information into useful insight, so you can better understand cash flow, business performance and the decisions ahead.

Flexible support as your needs change

Choose the level of support that fits your business now, with the option to add enhanced reporting, credit control or Fractional CFO guidance as your workload increases.

Experienced finance professionals

Work with UK-qualified finance professionals, backed by a responsive global team, so you can access practical expertise without the overhead of building an in-house finance department.

Technology-aware, process-led support

We use modern cloud accounting systems and consistent processes to keep your financial information organised, accessible and accurate.

Careful, confidential handling

We understand the trust involved in working with sensitive financial information, so we use agreed processes and secure ways of sharing information at every stage.

Services

Finance services built around growing SMEs

Practical finance support that helps you stay on top of day-to-day tasks, sharpen your financial information and access the right level of guidance as your business develops.

Bookkeeping

Accurate bookkeeping and reconciliations to keep your financial records organised and up to date.

Supplier & client billing

Invoicing, supplier payments and day-to-day billing to keep your finance operations running smoothly.

Payroll administration

Reliable payroll processing and employee administration, delivered accurately and on time.

Credit control

Invoice follow-up and payment tracking to support stronger cash flow and reduce delays.

VAT preparation support

Preparation and organisation of VAT records, so you can stay on top of deadlines and reporting requirements.

Management reporting

Clear financial reports that show performance, highlight trends and support better-informed decisions.

Cash flow forecasting

Forward-looking forecasts that give you a clearer view of future cash needs and potential pressure points.

KPI dashboards

Practical, clear dashboards that allow you to monitor your business performance at a glance.

Fractional CFO support

Experienced financial guidance, on a flexible basis

Senior finance insight to support planning, profitability, cash flow and key commercial decisions - without the cost of a full-time finance director.

See what's included

How we work

A clear, four-step approach

APO UK takes time to understand how your business currently manages its finances, where support is needed and what would make the biggest difference.

  1. 01

    Discover

    We review your current finance setup, including your systems, processes, key deadlines, reporting needs and regular finance tasks.

  2. 02

    Plan

    We agree on the level of support required, based on your workload, priorities and the areas where extra finance input could add the most value.

  3. 03

    Implement

    We work with your existing systems wherever possible, putting practical processes in place so your finance information is easier to manage.

  4. 04

    Optimise

    We continue to review processes and reporting as your needs change, adjusting the level of support around your business as it continues to grow.

Pricing

Simple monthly pricing

Choose the level of finance support that fits where your business is now, with the flexibility to increase support as your workload grows and your finance needs become more complex.

Finance Support

From £350/month

For businesses that need reliable support with essential finance administration.

  • Bookkeeping
  • Reconciliations
  • Day-to-day finance admin
Book a free consultation

Finance Team

From £1,150/month

For businesses that want the support of an outsourced finance department, with more regular oversight and reporting.

  • Ongoing finance administration
  • Management reporting
  • Support across agreed finance processes
Book a free consultation

Packages are tailored around your business, including transaction volumes, payroll requirements, reporting priorities and the level of ongoing support involved.

Fractional CFO support

More than bookkeeping

As your business grows, you may need more strategic financial guidance, but not necessarily a full-time finance director or CFO.

APO UK's Fractional CFO Support gives you access to senior finance insight on a flexible basis, helping you use your numbers to understand what is driving performance and make confident commercial decisions.

Starts from £750/month Tailored to the level of guidance and reporting needed.
Book a free consultation
  • Cash flow planning

    Using your forecast to support decisions around spending, investment, hiring and future growth.

  • Profitability & margin analysis

    Insight into margins, costs and performance to identify where the business is working well and improvements are needed.

  • KPI review & performance insight

    Reviewing key measures with you to understand what is changing, what needs attention and what action to take.

  • Budgeting & commercial direction

    Creating practical budgets and financial plans that support clearer decisions around growth, costs and priorities.

  • Business performance reviews

    Regular financial review sessions to connect your numbers with the decisions you need to make.

  • Funding & investment support

    Support through fundraising and beyond, including financial models, a pitch-ready deck, investor outreach and ongoing investor relations, with the processes and controls needed to meet growing compliance demands.

Who we are

A finance partner that works the way you do

APO UK was founded with a simple goal: to give small and medium-sized businesses access to experienced financial support without the cost of building an in-house finance team.

We combine practical financial insight with dependable day-to-day support, helping business owners improve profitability, strengthen cashflow and make confident commercial decisions. From bookkeeping and payroll administration to management reporting and Fractional CFO services, our solutions are designed to grow alongside your business.

Our UK-led team works closely with a trusted global network of experienced and qualified finance professionals, all of whom are experts in regional accounting practices, combining responsive local support with efficient offshore delivery. This allows us to provide high-quality financial services that are both flexible and cost-effective, without compromising on accuracy, security or service.

At APO UK, we believe finance should be more than compliance. We take the time to understand your business, your goals and your challenges, becoming a trusted extension of your team. Whether you need help managing your day-to-day finances or strategic guidance to support long-term growth, we're committed to providing the financial clarity, practical support and commercial insight your business needs to succeed.

Our mission

Our mission is to help SME owners make better financial decisions through clear reporting, practical support and trusted financial leadership.

We believe every business, regardless of its size, should have access to the financial expertise needed to improve profitability, strengthen cashflow and achieve sustainable growth.

FAQ

Common questions

A few of the things businesses ask us before getting started.

Still have a question?

hello@apouk.com
What does outsourced finance support include?

Outsourced finance support can cover day-to-day finance tasks such as bookkeeping, reconciliations, payroll administration, invoicing, supplier payments, credit control, VAT preparation support, management reporting, cash flow forecasting and KPI dashboards. The level of support depends on the package and the needs of your business.

Do I need to change my accounting software?

In most cases, no. APO UK can work with your existing systems and processes wherever possible. If changes would help improve accuracy, visibility or efficiency, we can discuss the options with you.

How is pricing calculated?

Pricing depends on the level of support required, including transaction volumes, payroll requirements, reporting priorities and the amount of ongoing finance work involved.

Can I start with basic finance support and add more later?

Yes. You can begin with the level of support you need now, then add services such as payroll, credit control, management reporting or Fractional CFO Support as your business grows.

What is Fractional CFO support?

Fractional CFO support gives you access to senior financial guidance on a flexible basis. It can help with areas such as cash flow planning, budgeting, profitability analysis, KPI review and business performance decisions.

Do you work alongside my accountant?

Yes. APO UK can work alongside your existing accountant, keeping day-to-day finance operations organised and your financial information easier to access.

How do you handle sensitive financial information?

APO UK understands the trust involved in working with financial data. We use agreed processes and secure ways of sharing information, with accuracy, confidentiality and careful handling built into the way we work.

How do we get started?

Book a free consultation to discuss your current finance setup, the support you need and the package that may be the best fit for your business.

Contact

Ready to build stronger finance support around your business?

Book a free consultation to discuss your current finance setup and the package that could work best for your business.

Prefer email or a call? hello@apouk.com+44 333 880 8873

We usually reply within one working day.